5 REASONS TO AVOID FORECLOSURE
1. The homeowner may have to disclose they have had a foreclosure on all mortgage applications.
2. Credit scores can be lowered by 300+ points affecting the ability to buy a car, apartment, credit cards…
3. A foreclosure is the one credit report item that is almost impossible to be repaired. This can impact insurance and rental costs.
4. Military and government clearances could be at risk with a foreclosure.
5. Many employers run credit checks on prospective employees and a foreclosure is a major infraction on credit and might impact employment.
There are many lenders that will work with you on a short sale to avoid a foreclosure; we can even assist you in securing a rental property during this process or even a lease/purchase.
We are not attorneys or CPA's and advice everyone to seek the advice of a qualified attorney and CPA before they make a decision to either do a short sale or go into foreclosure.